Risk Disclosure

Please read this page carefully before using NodVest. It explains, plainly, what kind of product this is, what it is not, and the real risks involved in trading — including through NodVest. The app asks you to acknowledge this disclosure before you can approve your first trade proposal.

NodVest is not investment advice

NodVest is not a broker-dealer, is not a registered investment adviser, and does not provide personalized investment advice. Trade proposals are generated by applying a strategy’s general, pre-set rules to market data — they are not tailored to your financial situation, goals, tax position, or risk tolerance, and no one at NodVest reviews them before they reach you. Treat every proposal as informational only, and decide for yourself whether it is appropriate for you.

You make every trade decision — the software makes none

NodVest never places an order without your explicit, in-the-moment approval. There is no autopilot mode, no setting that enables one, and no code path that submits an order to your broker without a tap from you. Approving a proposal is your decision and your responsibility, exactly as if you had placed the order yourself.

Risk of loss

Trading securities — including exchange-traded funds — involves substantial risk of loss, up to and including the loss of your entire invested principal. Markets can move quickly and unpredictably. No strategy, however well it has performed historically, can guarantee a profit or protect against loss. Only trade with money you can afford to lose.

Past performance — live and simulated — does not predict future results

Every strategy shown on NodVest is labeled either live or in testing. A live track record reflects real trades in real brokerage accounts. A track record labeled “in testing” is generated by paper trading — simulated orders against real market prices, with no real money at risk — and is shown for transparency about how a strategy is performing before it is offered live, never as an expectable or likely return. In either case, past performance does not guarantee, project, or promise future results. A strategy that has performed well can lose money going forward, including money you allocate to it.

No guarantee of execution, price, or timely delivery

NodVest cannot guarantee that a proposal will reach your phone, that you will see it before it expires, or that approving it will result in a filled order at the price shown. Push notifications can be delayed, dropped, or blocked by your device’s settings or connectivity. Your brokerage’s systems can be slow, unavailable, or reject an order outright. Markets can be closed, halted, or too volatile for an order to fill at a reasonable price. Every proposal carries an expiry window and a maximum-price-drift guardrail specifically because prices move between when a proposal is generated and when you act on it — approving a proposal after the market has moved too far will be declined rather than filled at a worse price, which means an approval can be rejected even when you tap in time.

Your money stays at your own broker

NodVest is non-custodial: we never hold your funds or securities, never accept a deposit, and never pool client money. Every approved order is placed directly in the brokerage account you connect, through our brokerage-connection provider. Because of this, you are also exposed to your own broker’s risks — its solvency, its systems, its own outages — which are outside our control.

Suitability and tax and legal matters are your own

You are solely responsible for determining whether any strategy, allocation, or individual trade is suitable for your circumstances, and for any tax consequences of trades placed through your account. Nothing on NodVest is tax or legal advice. Consult a qualified professional for advice specific to your situation.

ETF-specific risks

Exchange-traded funds carry their own risks beyond those of the securities they hold: a fund’s market price can diverge from its net asset value, trading can be halted, and a fund concentrated in a sector, country, or commodity carries the concentrated risk of that exposure. Read a fund’s own prospectus before trading it.

Acknowledgment

By tapping “I understand” in the app, you confirm that you have read this Risk Disclosure, that you understand NodVest is an informational tool and not investment advice, and that you alone are responsible for every trade decision you make. Questions about this disclosure can be sent to team@delvir.co.